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According to one study, between 30 and 40 percent of Boomers will have insufficient income at age 70 to adequately replace their pre-retirement earnings.

Aren't expenses lower in retirement? I can imagine these people being in trouble if they can't get, say, 70% of their pre-retirement income. Even in that case, they will be fine if they deflate their lifestyle accordingly.



Healthcare costs are skyrocketing past what people planned for.

Can't deflate necessary healthcare expenses.




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