I was very pleasantly surprised by the security question system used by Ally Bank recently. They let you enter your own security question.
Why haven't they thought of this before!? I can come up with very good security questions that incorporate inside jokes with knowledge only I know and things I know I wouldn't share with anyone publicly.
These are things I will remember all my life and that nobody else will know (unlike say, my father's middle name).
Unfortunately, Ally asked me for answers to three pre-determined security questions right after.
I know of a couple of websites that do this and the problem now is that I used the same question on multiple sites. I guess I could come up with a new one each time but that does actually take a bit of creativity..
Why haven't they thought of this before!? I can come up with very good security questions that incorporate inside jokes with knowledge only I know and things I know I wouldn't share with anyone publicly.
These are things I will remember all my life and that nobody else will know (unlike say, my father's middle name). Unfortunately, Ally asked me for answers to three pre-determined security questions right after.
But there is hope!