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There's a lot of good technical advice here on pricing real estate, but it's colored by an absolute dislike/mistrust of debt.

Ultimately you have to ask yourself whether you see debt as a form of slavery, or as a financial tool that you can use to your advantage. If it's the former, you probably should not buy a house. If it's the latter, it might make good sense to buy a house (even an expensive one) depending on the conditions.



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