Does anyone else find this advice really depressing? It sounds like such a boring mundane life. I'm sure there is some good advice here but I can't help but feel a bit turned off by it.

I think it is important to have an emergency fund and some savings and to know how to spend within your means. However, I also think you can live a better life if instead of worrying so much about how to save money, you figure out how to make more money by creating value and figuring out how to sell it.

I believe a very smart person once said:

"When you grow up you tend to get told the world is the way it is and your life is just to live your life inside the world. Try not to bash into the walls too much. Try to have a nice family life, have fun, save a little money. That's a very limited life... "