This guy worked for 2 decades paycheck-to-paycheck? He had zero savings after working for 20 years. He never bought a home and has one beat up car and one that is broken down? Did he spend all his money on smokes, beer, donuts, pepsi and gambling? Does he expect sympathy? Stop gambling, stop smoking, buy some cheap healthy food for your family, rice and beans perhaps? If you need beer (really, 8 in the middle of the day when you have no job?) buy a 6 pack for home, it's cheaper. Take any job you can get and network/work your ass off. None of this is complicated or hard to figure out. I feel bad for their children.